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Lasting Powers of Attorney - what are they and why are they so important?


We all know how important it is to have a Will prepared.  A Will ensures that your assets go where you want them to, and allows you to make decisions about your funeral wishes or who would look after your young children if you died suddenly.   A Will reassures you  that your wishes will be carried out when you  are no longer here.

 

We mustn’t forget though, that is just as important to think about legal protection whilst we are alive.  Imagine what would happen if you were diagnosed with dementia? Or had a catastrophic stroke which robbed you of your ability to make your own decisions?  How would you pay your bills?  How would you explain what kind of care you would like?  If you can’t make your own decisions you won’t be able to do any of these things, and you cannot assume that your family have the right to speak for you as your next of kin, as this is simply not the case.

 

Before you panic, there is an answer.

 

A Lasting Power of Attorney (or LPA) is a legal document that allows you to appoint someone whilst you are mentally well to deal with your finances and health in the event that you lose your ability to make decisions yourself.  We like to see it as another form of insurance but instead of insuring your house or car, you are insuring “you”. And after all, you are the most important thing.

It sounds complicated but here are SME we are trained in advising on LPAs and can fill out all the forms taking the worry away.  We will also ensure they are registered so that they are ready to use if required.

 

Florence Goodwin is a Solicitor in the Wills and Probate team at SME Solicitors.  Contact her for advice on LPA’s on 01905 723561 or email at florence.goodwin@smesolicitors.co.uk

Added: 25 Mar 2020 11:08


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